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Welcome to Top10Readers.com, owned and operated by THE PSYCHIC CLUB OF AUSTRALIA PTY LTD, based in Queensland, Australia. By using our website and services, you agree to these terms and conditions. If you do not agree to these terms, please do not use our website. The Service Top10Readers.com offers phone sessions with psychic readers. These sessions are 20 minutes each, and clients may choose to extend the call for another 20 minutes at the end of the initial session. All readings are for entertainment purposes only and should not be considered as professional advice. Payment Payment for our services must be made in advance, either by credit card or PayPal. The cost of each 20-minute session will be clearly displayed on the website. Cancellation and Refunds Clients may cancel their session up to 24 hours before the scheduled time and receive a full refund. Cancellations made less than 24 hours before the scheduled time will not be refunded. If a reader cancels a session for any reason, the client will receive a full refund. Confidentiality All information provided by clients during a reading will be kept confidential. We do not disclose any personal information to third parties. Disclaimer All readings are for entertainment purposes only. Top10Readers.com and THE PSYCHIC CLUB OF AUSTRALIA PTY LTD do not guarantee the accuracy, completeness, or usefulness of any reading provided. We are not responsible for any decisions made based on the information provided during a reading. Limitation of Liability Top10Readers.com and THE PSYCHIC CLUB OF AUSTRALIA PTY LTD will not be liable for any damages, including but not limited to, direct, indirect, incidental, punitive, or consequential damages arising from the use of our services. Governing Law These terms and conditions shall be governed by and construed in accordance with the laws of Queensland, Australia. Any dispute arising out of or in connection with these terms and conditions shall be subject to the exclusive jurisdiction of the courts of Queensland, Australia. Amendments Top10Readers.com and THE PSYCHIC CLUB OF AUSTRALIA PTY LTD reserve the right to amend these terms and conditions at any time. By continuing to use our website and services, you agree to any amendments made. If you have any questions or concerns about these terms and conditions, please contact us at helpdesk@top10readers.com


PRIVACY POLICY

At Top10Readers.com, owned and operated by THE PSYCHIC CLUB OF AUSTRALIA PTY LTD, we are committed to protecting the privacy and confidentiality of our clients. This policy outlines the types of personal information we collect, how we use it, and how we protect it. Information we collect We collect personal information from clients who use our services, such as their name, phone number, email address, and payment information. We may also collect information about the client's location and device used to access our website. Use of information The personal information we collect is used to provide our services to clients, process payments, and communicate with clients. We may also use the information to improve our services and to comply with legal obligations. Sharing of information We do not share any personal information with third parties, except as required by law or as necessary to provide our services. We may share non-personally identifiable information with third-party service providers to help us improve our website and services. Security We take reasonable measures to protect the personal information we collect from unauthorized access, use, and disclosure. We use industry-standard security measures, such as encryption, to protect sensitive information. Retention of information We retain personal information for as long as necessary to provide our services and comply with legal obligations. We may retain non-personally identifiable information for analytical purposes. Cookies We use cookies to collect non-personally identifiable information about clients' use of our website. Cookies help us analyze website traffic and improve our services. Clients may disable cookies in their web browser, but this may limit the functionality of our website. Third-party links Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these websites. Children's Privacy Our services are not intended for children under the age of 18. We do not knowingly collect personal information from children. Changes to this policy We reserve the right to update this privacy policy at any time. We will notify clients of any material changes to the policy by email or by posting a notice on our website. Contact us If you have any questions or concerns about our privacy policy, please contact us at helpdesk@top10readers.com


DISCLAIMER

The information provided by Top10Readers.com, owned and operated by THE PSYCHIC CLUB OF AUSTRALIA PTY LTD, is for entertainment purposes only. We do not guarantee the accuracy, completeness, or usefulness of any information provided during a reading or on our website. The information provided should not be considered as professional advice, and we are not responsible for any decisions made based on this information. Our services are intended for individuals over the age of 18. We do not knowingly provide services to children under the age of 18. We do not provide any guarantees or warranties regarding the accuracy or reliability of the services provided by our psychics or readers. We are not responsible for any consequences that may result from the use of our services. All information provided during a reading is confidential, and we do not disclose any personal information to third parties unless required by law. By using our website and services, you agree to indemnify and hold harmless Top10Readers.com and THE PSYCHIC CLUB OF AUSTRALIA PTY LTD, as well as our employees, agents, and affiliates, from any and all claims, damages, or expenses that may arise from the use of our services. We reserve the right to refuse service to anyone at any time for any reason. By using our website and services, you agree to these terms and conditions, privacy policy, and disclaimer. If you do not agree to these terms, please do not use our website or services. If you have any questions or concerns about this disclaimer, please contact us at helpdesk@top10readers.com


REFUND POLICY

At Top10Readers.com, owned and operated by THE PSYCHIC CLUB OF AUSTRALIA PTY LTD, we strive to provide the best possible service to our clients. However, due to the nature of our services, we do not offer refunds unless required by law. We do not offer refunds for any reason, including but not limited to dissatisfaction with the services provided, technical difficulties, or user error. By using our services, you acknowledge that refunds will not be given under any circumstances unless required by law. If you believe that you are entitled to a refund under applicable law, please contact us at helpdesk@top10readers.com within 14 days of your session. We may require proof of purchase and documentation to support your claim. We reserve the right to refuse a refund if we believe that the request is fraudulent or if we have reason to believe that the client has breached our terms and conditions. If you have any questions or concerns about this refund policy, please contact us at helpdesk@top10readers.com


COMPLIANCE STATEMENT

At Top10Readers.com, owned and operated by THE PSYCHIC CLUB OF AUSTRALIA PTY LTD, we are committed to complying with all applicable laws and regulations related to our services. We take our legal obligations seriously and have implemented policies and procedures to ensure compliance. We are compliant with all applicable Australian laws and regulations related to the provision of psychic services, including the Australian Consumer Law and the Privacy Act 1988 (Cth). We are committed to protecting the privacy and confidentiality of our clients and have implemented policies and procedures to ensure compliance with the Privacy Act 1988 (Cth). We are committed to providing a safe and secure environment for our clients and have implemented policies and procedures to prevent fraud and unauthorized access to our systems. We are committed to providing transparent and accurate information to our clients and have implemented policies and procedures to ensure that all information provided is truthful and not misleading. We are committed to providing a high standard of service to our clients and have implemented policies and procedures to ensure that all staff members are properly trained and knowledgeable about our services. If you have any questions or concerns about our compliance with applicable laws and regulations, please contact us at helpdesk@top10readers.com


COPYRIGHT NOTICE

All content on Top10Readers.com, owned and operated by THE PSYCHIC CLUB OF AUSTRALIA PTY LTD, including but not limited to text, graphics, logos, images, audio clips, and software, is the property of THE PSYCHIC CLUB OF AUSTRALIA PTY LTD or its content suppliers and is protected by Australian and international copyright laws. You may not reproduce, distribute, modify, transmit, reuse, or repost any content on Top10Readers.com for commercial or public purposes without the express written consent of THE PSYCHIC CLUB OF AUSTRALIA PTY LTD. You may, however, view, download, and print content for personal and non-commercial use only, provided that you do not modify or delete any copyright, trademark, or other proprietary notices. All trademarks, service marks, and trade names are the property of their respective owners. If you believe that any content on Top10Readers.com infringes on your copyright, please contact us at helpdesk@top10readers.com